On October 30, 2025, America's Car-Mart, Inc. entered into a $300 million credit agreement, extending a senior secured term loan facility with a maturity date of October 30, 2030, including payment of monthly interest rates of 6.50% or 7.50%. The company also repaid a $162.9 million credit line and incurred $1.8 million in prepayment penalties, marking this as a significant financing event.