Ohio Valley Banc Corp reported a net income of $2.72 million for Q3 2024, a 20.8% increase from the previous year, but a year-to-date net income of $8.48 million, down 10.9% from last year; earnings per share rose to $0.58 from $0.47. The company experienced strong loan growth, particularly in commercial and residential real estate, despite challenges from rising costs and interest rates.