Lloyds Banking Group plc reported a profit before tax of £4.678 billion for the nine months ending September 30, 2025, down 9% from £5.147 billion last year, with total income rising 6% to £14.252 billion. The company also recognized higher impairment charges of £619 million, significantly driven by adjustments related to motor finance commission arrangements, while the common equity tier 1 ratio decreased to 13.8%.